Job Description
Position: Corporate Credit Analyst
Company: Standard Bank Namibia
Location: Lüderitz, Namibia
Experience: 3-5 years in credit analysis, preferably within banking sector
Education: Bachelor’s degree in Finance, Economics, Business Administration or related field
Employment Type: Full-time
Industry: Banking & Finance
Department: Credit Risk Management
Salary: SSP 250,000 – SSP 350,000 per month
Vacancies:1
Company Overview
Standard Bank Namibia, part of the Standard Bank Group, is a leading financial institution in Southern Africa. The bank offers retail, corporate, and investment services while supporting economic growth across Namibia. Known for its strong corporate culture, Standard Bank Namibia invests in employee development, diversity, and community initiatives, making it an attractive workplace for finance professionals seeking growth.
Job Overview
The Corporate Credit Analyst will join the Credit Risk Management team in Lüderitz, evaluating corporate clients’ creditworthiness, preparing credit proposals, and recommending limits aligned with the bank’s risk appetite. This role collaborates with relationship managers and senior credit officers to ensure sound lending decisions. For more details on career opportunities, visit Namibia Job Search.
Key Responsibilities
- Analyze financial statements and cash flow projections of corporate borrowers.
- Prepare credit memorandums and risk assessments for committee review.
- Recommend credit structures, terms, and limits based on analysis.
- Monitor existing loan portfolios and identify early warning signals.
- Work with relationship managers to align financing solutions with client needs.
- Ensure compliance with internal policies and regulatory standards.
Required Skills
- Strong analytical abilities and proficiency in financial modeling.
- Excellent written and verbal communication for credit reports.
- Attention to detail and ability to meet tight deadlines.
- Proficiency in Microsoft Excel; familiarity with credit risk software is a plus.
- Team‑oriented mindset and high ethical standards.
Education
A Bachelor’s degree in Finance, Economics, Business Administration, Accounting, or a related field is required. Professional certifications such as CFA, CPA, or FRM are advantageous.
Experience
3‑5 years of experience in credit analysis, loan underwriting, or financial risk assessment within banking or financial services. Experience with corporate clients in sectors like mining, tourism, agriculture, or manufacturing is valued.
Salary
The role offers a competitive monthly salary of SSP 250,000 to SSP 350,000, plus performance‑based bonuses.
Benefits
- Medical and dental coverage.
- Retirement savings plan with employer contributions.
- Paid annual and sick leave.
- Professional development allowance.
- Employee assistance and wellness programs.
- Career progression opportunities within Standard Bank Group.
Training
- Induction covering bank policies and credit risk frameworks.
- On‑the‑job training with senior credit officers.
- Access to e‑learning platforms for continuous skill development.
- Workshops on advanced financial modeling.
Working Environment
Located in the coastal town of Lüderitz, the role offers a modern office setting with a collaborative culture that promotes innovation, knowledge sharing, and work‑life balance.
Application Process
Submit your CV and a cover letter via the Standard Bank Namibia careers portal. Shortlisted candidates will be invited to a virtual interview followed by an on‑site assessment.
Equal Opportunity Statement
Standard Bank Namibia is an equal opportunity employer. We celebrate diversity and are committed to an inclusive workplace regardless of gender, race, religion, age, disability, or sexual orientation.