Commercial Credit Analyst Job Vacancy in Windhoek, Namibia – Banking & Financial Services

Job Description

Position: Commercial Credit Analyst

Company: Standard Bank Namibia

Location: Windhoek, Namibia

Experience: Minimum 5 years in credit analysis, preferably within banking sector

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: SSP 250,000 – SSP 350,000 per annum

Vacancies:1

Company Overview

Standard Bank Namibia is a leading financial institution with a strong presence across Southern Africa. Established over a century ago, the bank offers a comprehensive suite of banking services, including retail, corporate, and investment banking. With a commitment to innovation, sustainability, and community development, Standard Bank Namibia plays a pivotal role in driving economic growth in Namibia. As part of a global network, the bank provides employees with access to international best practices, robust training programs, and diverse career pathways. The organization prides itself on fostering an inclusive culture that values integrity, collaboration, and excellence, making it an attractive destination for professionals seeking rewarding career opportunities in Namibia.

Job Overview

The Commercial Credit Analyst will join the Credit Risk Management department to evaluate and structure credit proposals for corporate clients across various sectors. This role is essential in ensuring the bank’s loan portfolio remains healthy while supporting the growth of Namibia’s business community. The analyst will conduct thorough financial analysis, assess risk, and provide recommendations to senior credit officers. The position offers exposure to a wide range of industries, enabling the incumbent to develop deep expertise in credit underwriting. For more information about career opportunities, visit our main portal at https://namibiajobsearch.com.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market data to assess creditworthiness of corporate borrowers.
• Prepare detailed credit memorandums outlining risk assessment, loan structure, and mitigation strategies.
• Collaborate with relationship managers to understand client needs and tailor financing solutions.
• Monitor existing loan portfolios, identify early warning signs, and recommend corrective actions.
• Stay updated on regulatory changes and ensure compliance with Namibia’s banking regulations.
• Participate in credit committee meetings and present findings to senior management.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for preparing reports and presenting to stakeholders.
• In-depth knowledge of credit risk principles and banking products.
• Ability to work independently and as part of a multidisciplinary team.
• High attention to detail and strong organizational skills.
• Proficiency in MS Office, especially Excel; experience with credit analysis software is a plus.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, CPA, or a credit risk certification are advantageous and demonstrate a commitment to continuous professional development.

Experience

Candidates should have a minimum of five years of experience in credit analysis, preferably within a commercial banking environment. Experience evaluating large corporate borrowers across diverse sectors, such as mining, agriculture, manufacturing, and services, will be highly valued.

Salary

The role offers a competitive salary range of SSP 250,000 to SSP 350,000 per annum, commensurate with experience and qualifications. Performance-based bonuses and incentives are also part of the remuneration package.

Benefits

• Comprehensive health and medical insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and statutory holidays.
• Employee assistance program and wellness initiatives.
• Opportunities for career progression within a leading regional bank.

Training

• Onboarding program covering bank policies, credit risk frameworks, and compliance.
• Access to internal and external training modules, including advanced financial modeling and risk management.
• Mentorship from senior credit officers and participation in industry conferences.

Working Environment

Standard Bank Namibia offers a modern office environment in the heart of Windhoek’s financial district, equipped with state-of-the-art technology and collaborative workspaces. The culture promotes teamwork, continuous learning, and a strong focus on delivering exceptional client service.

Application Process

Interested candidates should submit their application through our online portal. Please include a tailored resume and a cover letter highlighting relevant experience and motivation for the role. For additional resources on job searching in the region, visit https://www.zambiajobssearch.com/. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Standard Bank Namibia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.